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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,524 | $138,114+29.3% | $125,391+42.4% | $134,545+32.7% |
| Participation rate | 82.4% | 84.5%-2.1pp | 82.4%0pp | 81.2%+1.1pp |
| Annual return | -10.84% | 750.88%-761.7pp | 572.41%-583.2pp | 418.37%-429.2pp |
| Employer contribution / active EE | $4,851 | $5,246-7.5% | $4,816+0.7% | $4,742+2.3% |
| Participant deferral / active EE | $8,898 | $7,801+14.1% | $7,448+19.5% | $6,401+39.0% |
| Admin fee / account holder | $1,303 | $11,570-88.7% | $10,009-87.0% | $11,431-88.6% |