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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,822 | $56,134-95.0% | $96,171-97.1% | $85,847-96.7% |
| Participation rate | 57.5% | 56.7%+0.8pp | 68.4%-10.9pp | 69.3%-11.8pp |
| Annual return | 72.58% | 42.30%+30.3pp | 192.04%-119.5pp | 318.61%-246.0pp |
| Employer contribution / active EE | $494 | $1,620-69.5% | $2,799-82.4% | $2,565-80.8% |
| Participant deferral / active EE | $961 | $2,858-66.4% | $4,350-77.9% | $3,952-75.7% |
| Admin fee / account holder | $10 | $3,769-99.7% | $5,538-99.8% | $6,261-99.8% |