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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,253 | $175,259-38.2% | $149,723-27.7% | $139,487-22.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.38% | 166.82%-152.4pp | 134.50%-120.1pp | 373.84%-359.5pp |
| Employer contribution / active EE | $10,477 | $5,478+91.2% | $4,821+117.3% | $4,755+120.3% |
| Participant deferral / active EE | $10,426 | $6,522+59.9% | $5,682+83.5% | $6,713+55.3% |
| Admin fee / account holder | $23,970 | $16,158+48.3% | $13,215+81.4% | $11,407+110.1% |