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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,725 | $114,093+335.4% | $96,171+416.5% | $167,536+196.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 13.60% | 190.00%-176.4pp | 192.04%-178.4pp | 478.82%-465.2pp |
| Employer contribution / active EE | $22,850 | $3,429+566.3% | $2,799+716.4% | $4,839+372.2% |
| Participant deferral / active EE | $26,000 | $5,197+400.3% | $4,350+497.7% | $6,342+309.9% |
| Admin fee / account holder | $9,144 | $6,899+32.5% | $5,538+65.1% | $12,315-25.7% |