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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,427 | $97,125+305.1% | $86,233+356.2% | $137,256+186.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 10.85% | 74.19%-63.3pp | 61.39%-50.5pp | 220.34%-209.5pp |
| Employer contribution / active EE | $32,000 | $2,841+1026.3% | $2,504+1177.8% | $4,156+670.0% |
| Participant deferral / active EE | $34,750 | $5,180+570.9% | $4,559+662.2% | $6,407+442.4% |
| Admin fee / account holder | $204,134 | $9,725+1999.2% | $8,342+2347.0% | $12,270+1563.7% |