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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,550 | $198,462+1.1% | $170,439+17.7% | $147,585+35.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 21.00% | 257.30%-236.3pp | 205.94%-184.9pp | 578.58%-557.6pp |
| Employer contribution / active EE | $6,222 | $6,184+0.6% | $5,433+14.5% | $4,876+27.6% |
| Participant deferral / active EE | $5,475 | $5,629-2.7% | $4,939+10.8% | $5,439+0.7% |
| Admin fee / account holder | $48,632 | $16,852+188.6% | $13,881+250.4% | $10,886+346.8% |