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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,952 | $148,623+27.8% | $135,974+39.7% | $139,466+36.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.01% | 79.30%-71.3pp | 68.30%-60.3pp | 373.66%-365.7pp |
| Employer contribution / active EE | $10,384 | $5,246+97.9% | $4,859+113.7% | $4,754+118.4% |
| Participant deferral / active EE | $5,571 | $8,103-31.2% | $7,760-28.2% | $6,712-17.0% |
| Admin fee / account holder | $1,655 | $12,406-86.7% | $10,767-84.6% | $11,409-85.5% |