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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,016 | $167,533+40.3% | $151,645+55.0% | $134,545+74.7% |
| Participation rate | 70.0% | 88.4%-18.4pp | 87.5%-17.5pp | 81.2%-11.2pp |
| Annual return | -22.82% | 7.81%-30.6pp | 3.34%-26.2pp | 418.37%-441.2pp |
| Employer contribution / active EE | $397 | $6,828-94.2% | $6,165-93.6% | $4,742-91.6% |
| Participant deferral / active EE | $12,682 | $8,985+41.1% | $8,363+51.7% | $6,401+98.1% |
| Admin fee / account holder | $18,918 | $13,781+37.3% | $11,614+62.9% | $11,431+65.5% |