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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,617 | $100,139+215.2% | $85,187+270.5% | $145,884+116.3% |
| Participation rate | 83.3% | 74.1%+9.2pp | 67.5%+15.8pp | 80.3%+3.0pp |
| Annual return | 15.57% | 84.15%-68.6pp | 66.67%-51.1pp | 551.85%-536.3pp |
| Employer contribution / active EE | $5,139 | $3,238+58.7% | $2,732+88.1% | $4,662+10.2% |
| Participant deferral / active EE | $17,171 | $5,296+224.2% | $4,525+279.5% | $6,690+156.7% |
| Admin fee / account holder | $5,043 | $7,262-30.6% | $6,162-18.2% | $13,392-62.3% |