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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,132 | $135,956+76.6% | $123,894+93.8% | $273,972-12.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.84% | 56.63%-48.8pp | 47.52%-39.7pp | 41.46%-33.6pp |
| Employer contribution / active EE | $3,969 | $5,170-23.2% | $4,617-14.0% | $4,869-18.5% |
| Participant deferral / active EE | $8,856 | $6,343+39.6% | $5,984+48.0% | $5,287+67.5% |
| Admin fee / account holder | $5,971 | $9,817-39.2% | $8,357-28.6% | $10,133-41.1% |