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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,107 | $202,342+10.3% | $172,752+29.1% | $152,897+45.9% |
| Participation rate | 33.3% | 87.1%-53.7pp | 82.6%-49.3pp | 82.5%-49.1pp |
| Annual return | 23.75% | 1029.83%-1006.1pp | 802.97%-779.2pp | 345.43%-321.7pp |
| Employer contribution / active EE | $1,285 | $5,858-78.1% | $5,144-75.0% | $4,764-73.0% |
| Participant deferral / active EE | $1,343 | $5,948-77.4% | $5,198-74.2% | $5,851-77.0% |
| Admin fee / account holder | $785 | $17,111-95.4% | $13,955-94.4% | $11,599-93.2% |