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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,637 | $203,483-8.8% | $152,473+21.8% | $167,553+10.8% |
| Participation rate | 78.6% | 82.3%-3.7pp | 78.2%+0.4pp | 82.1%-3.5pp |
| Annual return | 15.34% | 13.80%+1.5pp | 757.59%-742.2pp | 478.89%-463.6pp |
| Employer contribution / active EE | $4,376 | $5,219-16.2% | $4,326+1.2% | $4,840-9.6% |
| Participant deferral / active EE | $972 | $6,711-85.5% | $5,817-83.3% | $6,343-84.7% |
| Admin fee / account holder | $18,504 | $22,521-17.8% | $15,811+17.0% | $12,316+50.2% |