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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,551 | $133,998-36.9% | $112,263-24.7% | $134,545-37.2% |
| Participation rate | 42.9% | 78.6%-35.7pp | 75.1%-32.2pp | 81.2%-38.4pp |
| Annual return | -15.41% | 47.17%-62.6pp | 27.49%-42.9pp | 418.37%-433.8pp |
| Employer contribution / active EE | $1,817 | $4,040-55.0% | $3,636-50.0% | $4,742-61.7% |
| Participant deferral / active EE | $4,064 | $5,292-23.2% | $4,729-14.1% | $6,401-36.5% |
| Admin fee / account holder | $867 | $7,493-88.4% | $6,410-86.5% | $11,431-92.4% |