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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,229 | $175,259-40.0% | $149,723-29.7% | $139,487-24.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.96% | 166.82%-150.9pp | 134.50%-118.5pp | 373.84%-357.9pp |
| Employer contribution / active EE | $4,203 | $5,478-23.3% | $4,821-12.8% | $4,755-11.6% |
| Participant deferral / active EE | $5,284 | $6,522-19.0% | $5,682-7.0% | $6,713-21.3% |
| Admin fee / account holder | $24,574 | $16,158+52.1% | $13,215+86.0% | $11,407+115.4% |