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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,376 | $102,429+20.5% | $147,096-16.1% | $80,925+52.5% |
| Participation rate | 72.4% | 75.9%-3.4pp | 82.2%-9.8pp | 67.7%+4.8pp |
| Annual return | 11.50% | 135.02%-123.5pp | 419.75%-408.2pp | 35.65%-24.1pp |
| Employer contribution / active EE | $4,264 | $3,716+14.8% | $4,936-13.6% | $2,756+54.7% |
| Participant deferral / active EE | $10,859 | $6,649+63.3% | $8,071+34.5% | $4,299+152.6% |
| Admin fee / account holder | $21,919 | $7,957+175.5% | $13,005+68.5% | $6,940+215.8% |