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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,376 | $102,422+20.5% | $147,117-16.1% | $80,959+52.4% |
| Participation rate | 72.4% | 75.9%-3.5pp | 82.2%-9.8pp | 67.7%+4.7pp |
| Annual return | 11.50% | 135.16%-123.7pp | 420.54%-409.0pp | 35.67%-24.2pp |
| Employer contribution / active EE | $4,264 | $3,717+14.7% | $4,932-13.5% | $2,757+54.7% |
| Participant deferral / active EE | $10,859 | $6,652+63.2% | $8,065+34.7% | $4,300+152.5% |
| Admin fee / account holder | $21,919 | $7,953+175.6% | $12,993+68.7% | $6,925+216.5% |