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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,376 | $102,382+20.5% | $147,005-16.1% | $80,874+52.6% |
| Participation rate | 72.4% | 75.8%-3.4pp | 82.2%-9.7pp | 67.6%+4.8pp |
| Annual return | 11.50% | 134.89%-123.4pp | 418.76%-407.3pp | 35.62%-24.1pp |
| Employer contribution / active EE | $4,264 | $3,715+14.8% | $4,934-13.6% | $2,756+54.8% |
| Participant deferral / active EE | $10,859 | $6,646+63.4% | $8,070+34.6% | $4,297+152.7% |
| Admin fee / account holder | $21,919 | $7,942+176.0% | $13,006+68.5% | $6,935+216.1% |