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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC1 year Service code 26 · EIN 22-3570392 6160 GOLDEN HILLS DRIVE · MINNEAPOLIS, MN 55416 | Advisory (Participants) | $11,918 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,948 | $61,356-44.7% | $149,696-77.3% | $71,511-52.5% |
| Participation rate | 63.7% | 62.5%+1.2pp | 78.8%-15.0pp | 67.9%-4.2pp |
| Annual return | 19.58% | 35.86%-16.3pp | 134.46%-114.9pp | 28.86%-9.3pp |
| Employer contribution / active EE | $1,752 | $2,382-26.4% | $4,821-63.7% | $2,589-32.3% |
| Participant deferral / active EE | $2,885 | $2,920-1.2% | $5,682-49.2% | $4,291-32.8% |
| Admin fee / account holder | $114 | $1,263-91.0% | $13,212-99.1% | $1,588-92.8% |