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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,920 | $133,981-74.7% | $112,249-69.8% | $134,532-74.8% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 81.2%-21.2pp |
| Annual return | -18.89% | 47.16%-66.1pp | 27.48%-46.4pp | 418.27%-437.2pp |
| Employer contribution / active EE | $1,764 | $4,040-56.3% | $3,636-51.5% | $4,741-62.8% |
| Participant deferral / active EE | $2,330 | $5,292-56.0% | $4,729-50.7% | $6,401-63.6% |
| Admin fee / account holder | $453 | $7,492-93.9% | $6,412-92.9% | $11,429-96.0% |