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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,146 | $183,539-16.0% | $155,556-0.9% | $145,897+5.7% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 10.40% | 61.31%-50.9pp | 64.84%-54.4pp | 552.29%-541.9pp |
| Employer contribution / active EE | $2,213 | $5,315-58.4% | $4,675-52.7% | $4,663-52.5% |
| Participant deferral / active EE | $6,710 | $6,467+3.8% | $5,631+19.2% | $6,689+0.3% |
| Admin fee / account holder | $590 | $19,275-96.9% | $15,885-96.3% | $13,390-95.6% |