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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,880 | $167,533+125.6% | $151,645+149.2% | $134,545+180.9% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.5%-7.5pp | 81.2%-1.2pp |
| Annual return | -22.89% | 7.81%-30.7pp | 3.34%-26.2pp | 418.37%-441.3pp |
| Employer contribution / active EE | $2,216 | $6,828-67.6% | $6,165-64.1% | $4,742-53.3% |
| Participant deferral / active EE | $11,551 | $8,985+28.6% | $8,363+38.1% | $6,401+80.4% |
| Admin fee / account holder | $2,540 | $13,781-81.6% | $11,614-78.1% | $11,431-77.8% |