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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,655 | $190,879-72.4% | $160,009-67.1% | $134,532-60.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -23.78% | 552.63%-576.4pp | 408.85%-432.6pp | 418.27%-442.0pp |
| Employer contribution / active EE | $1,238 | $4,995-75.2% | $4,225-70.7% | $4,741-73.9% |
| Participant deferral / active EE | $8,010 | $6,924+15.7% | $6,183+29.5% | $6,401+25.1% |
| Admin fee / account holder | $1,051 | $10,495-90.0% | $8,715-87.9% | $11,429-90.8% |