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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,725 | $77,908+178.2% | $149,696+44.8% | $75,173+188.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 16.75% | 31.73%-15.0pp | 134.46%-117.7pp | 160.72%-144.0pp |
| Employer contribution / active EE | $10,516 | $3,138+235.1% | $4,821+118.1% | $2,671+293.7% |
| Participant deferral / active EE | $7,412 | $3,411+117.3% | $5,682+30.5% | $4,126+79.6% |
| Admin fee / account holder | $7,291 | $5,950+22.6% | $13,212-44.8% | $5,651+29.0% |