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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,778 | $183,539+12.7% | $155,556+32.9% | $145,897+41.7% |
| Participation rate | 95.7% | 82.7%+12.9pp | 78.2%+17.4pp | 80.3%+15.3pp |
| Annual return | 12.76% | 61.31%-48.5pp | 64.84%-52.1pp | 552.29%-539.5pp |
| Employer contribution / active EE | $15,422 | $5,315+190.1% | $4,675+229.8% | $4,663+230.8% |
| Participant deferral / active EE | $9,366 | $6,467+44.8% | $5,631+66.3% | $6,689+40.0% |
| Admin fee / account holder | $78,934 | $19,275+309.5% | $15,885+396.9% | $13,390+489.5% |