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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,778 | $183,592+12.6% | $155,567+32.9% | $145,959+41.7% |
| Participation rate | 95.7% | 82.7%+13.0pp | 78.2%+17.5pp | 80.3%+15.4pp |
| Annual return | 12.76% | 61.24%-48.5pp | 64.74%-52.0pp | 561.95%-549.2pp |
| Employer contribution / active EE | $15,422 | $5,315+190.2% | $4,674+229.9% | $4,661+230.9% |
| Participant deferral / active EE | $9,366 | $6,464+44.9% | $5,628+66.4% | $6,689+40.0% |
| Admin fee / account holder | $78,934 | $19,318+308.6% | $15,916+395.9% | $13,398+489.2% |