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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,753 | $109,967-72.0% | $97,197-68.4% | $145,877-78.9% |
| Participation rate | 53.3% | 76.0%-22.6pp | 72.7%-19.4pp | 80.3%-27.0pp |
| Annual return | 17.79% | 244.27%-226.5pp | 75.47%-57.7pp | 551.28%-533.5pp |
| Employer contribution / active EE | $1,626 | $3,077-47.1% | $2,723-40.3% | $4,663-65.1% |
| Participant deferral / active EE | $3,929 | $4,676-16.0% | $4,263-7.8% | $6,691-41.3% |
| Admin fee / account holder | $4,212 | $6,199-32.0% | $5,637-25.3% | $13,402-68.6% |