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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,880 | $209,422-85.3% | $178,503-82.7% | $158,982-80.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 0.24% | 188.81%-188.6pp | 151.12%-150.9pp | 302.99%-302.7pp |
| Employer contribution / active EE | $9,519 | $5,707+66.8% | $5,011+89.9% | $4,763+99.8% |
| Participant deferral / active EE | $9,000 | $5,955+51.1% | $5,202+73.0% | $5,983+50.4% |
| Admin fee / account holder | $0 | $17,079-100.0% | $13,987-100.0% | $11,252-100.0% |