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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,953 | $105,200+159.5% | $159,474+71.2% | $85,847+218.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 18.08% | 45.08%-27.0pp | 263.68%-245.6pp | 318.61%-300.5pp |
| Employer contribution / active EE | $11,400 | $3,319+243.5% | $4,831+136.0% | $2,565+344.4% |
| Participant deferral / active EE | $10,516 | $5,946+76.9% | $7,353+43.0% | $3,952+166.1% |
| Admin fee / account holder | $13,405 | $6,934+93.3% | $10,802+24.1% | $6,261+114.1% |