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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,197 | $73,988-80.8% | $96,538-85.3% | $75,177-81.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 14.68% | 26.73%-12.0pp | 35.74%-21.1pp | 160.75%-146.1pp |
| Employer contribution / active EE | $5,020 | $2,930+71.3% | $3,740+34.2% | $2,671+87.9% |
| Participant deferral / active EE | $633 | $3,660-82.7% | $4,880-87.0% | $4,126-84.7% |
| Admin fee / account holder | $1,282 | $5,220-75.4% | $6,737-81.0% | $5,651-77.3% |