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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,207 | $106,923+60.1% | $84,023+103.8% | $152,909+12.0% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 28.31% | 105.02%-76.7pp | 71.32%-43.0pp | 345.46%-317.2pp |
| Employer contribution / active EE | $7,274 | $2,735+165.9% | $1,984+266.6% | $4,764+52.7% |
| Participant deferral / active EE | $13,578 | $4,013+238.4% | $3,239+319.2% | $5,851+132.1% |
| Admin fee / account holder | $68,449 | $8,289+725.8% | $6,102+1021.8% | $11,601+490.0% |