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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,464 | $63,861-75.8% | $104,639-85.2% | $79,856-80.6% |
| Participation rate | 92.5% | 64.9%+27.6pp | 74.1%+18.4pp | 69.6%+22.9pp |
| Annual return | 5.00% | 21.30%-16.3pp | 340.67%-335.7pp | 31.71%-26.7pp |
| Employer contribution / active EE | $3,880 | $1,588+144.3% | $2,682+44.7% | $2,471+57.0% |
| Participant deferral / active EE | $2,614 | $2,693-2.9% | $3,738-30.1% | $3,741-30.1% |
| Admin fee / account holder | $1,820 | $4,185-56.5% | $6,465-71.8% | $5,306-65.7% |