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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,740 | $89,370-67.8% | $141,197-79.6% | $72,976-60.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 25.92% | 111.88%-86.0pp | 71.41%-45.5pp | 81.02%-55.1pp |
| Employer contribution / active EE | $3,397 | $3,115+9.1% | $4,736-28.3% | $2,440+39.2% |
| Participant deferral / active EE | $7,682 | $5,419+41.8% | $6,710+14.5% | $3,608+112.9% |
| Admin fee / account holder | $2,309 | $5,957-61.2% | $10,265-77.5% | $5,124-54.9% |