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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,470 | $34,316+26.7% | $74,723-41.8% | $72,976-40.4% |
| Participation rate | 8.5% | 42.4%-33.9pp | 54.5%-46.0pp | 69.5%-61.0pp |
| Annual return | 26.12% | 26.58%-0.5pp | 753.18%-727.1pp | 81.02%-54.9pp |
| Employer contribution / active EE | $222 | $692-68.0% | $1,084-79.6% | $2,440-90.9% |
| Participant deferral / active EE | $1,315 | $1,272+3.4% | $1,962-33.0% | $3,608-63.6% |
| Admin fee / account holder | $0 | $2,125-100.0% | $3,335-100.0% | $5,124-100.0% |