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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,404 | $98,776+41.1% | $149,745-6.9% | $79,856+74.6% |
| Participation rate | 94.3% | 75.8%+18.5pp | 82.5%+11.8pp | 69.6%+24.6pp |
| Annual return | 10.71% | 27.38%-16.7pp | 276.72%-266.0pp | 31.71%-21.0pp |
| Employer contribution / active EE | $4,138 | $3,217+28.6% | $4,646-10.9% | $2,471+67.5% |
| Participant deferral / active EE | $10,708 | $5,681+88.5% | $6,843+56.5% | $3,741+186.3% |
| Admin fee / account holder | $21,796 | $6,053+260.1% | $9,312+134.1% | $5,306+310.8% |