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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,711 | $99,652+7.1% | $78,778+35.5% | $147,586-27.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 25.09% | 47.28%-22.2pp | 35.62%-10.5pp | 578.59%-553.5pp |
| Employer contribution / active EE | $3,479 | $2,796+24.5% | $1,986+75.2% | $4,876-28.7% |
| Participant deferral / active EE | $5,488 | $3,664+49.8% | $2,958+85.5% | $5,439+0.9% |
| Admin fee / account holder | $2,856 | $7,155-60.1% | $5,134-44.4% | $10,886-73.8% |