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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,035 | $198,457-76.3% | $170,435-72.4% | $147,586-68.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.77% | 257.30%-240.5pp | 205.94%-189.2pp | 578.59%-561.8pp |
| Employer contribution / active EE | $4,330 | $6,183-30.0% | $5,432-20.3% | $4,876-11.2% |
| Participant deferral / active EE | $2,920 | $5,629-48.1% | $4,939-40.9% | $5,439-46.3% |
| Admin fee / account holder | $917 | $16,852-94.6% | $13,881-93.4% | $10,886-91.6% |