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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,637 | $217,432-6.3% | $185,851+9.6% | $167,553+21.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.75% | 148.43%-141.7pp | 122.11%-115.4pp | 478.89%-472.1pp |
| Employer contribution / active EE | $5,078 | $5,874-13.6% | $5,168-1.8% | $4,840+4.9% |
| Participant deferral / active EE | $8,497 | $6,357+33.7% | $5,569+52.6% | $6,343+34.0% |
| Admin fee / account holder | $42,173 | $19,820+112.8% | $16,245+159.6% | $12,316+242.4% |