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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,718 | $131,835-61.5% | $108,582-53.3% | $273,972-81.5% |
| Participation rate | 95.8% | 83.5%+12.4pp | 79.6%+16.3pp | 83.0%+12.8pp |
| Annual return | 7.87% | -91.57%+99.4pp | -51.70%+59.6pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,708 | $4,913-65.2% | $3,758-54.5% | $4,869-64.9% |
| Participant deferral / active EE | $6,543 | $5,127+27.6% | $4,311+51.8% | $5,287+23.7% |
| Admin fee / account holder | $3,552 | $10,253-65.4% | $7,645-53.5% | $10,133-64.9% |