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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,003 | $178,174-4.0% | $156,181+9.5% | $137,256+24.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 19.01% | 84.19%-65.2pp | 64.87%-45.9pp | 220.34%-201.3pp |
| Employer contribution / active EE | $4,552 | $4,972-8.4% | $4,294+6.0% | $4,156+9.5% |
| Participant deferral / active EE | $11,638 | $6,888+69.0% | $6,132+89.8% | $6,407+81.7% |
| Admin fee / account holder | $480 | $17,404-97.2% | $14,586-96.7% | $12,270-96.1% |