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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,397 | $109,411-14.6% | $89,435+4.4% | $158,982-41.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 15.56% | 345.68%-330.1pp | 245.55%-230.0pp | 302.99%-287.4pp |
| Employer contribution / active EE | $13,959 | $3,173+340.0% | $2,587+439.6% | $4,763+193.1% |
| Participant deferral / active EE | $3,062 | $4,600-33.4% | $3,890-21.3% | $5,983-48.8% |
| Admin fee / account holder | $2,917 | $6,159-52.6% | $4,884-40.3% | $11,252-74.1% |