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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,666 | $155,555-1.2% | $146,866+4.6% | $155,188-1.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 8.04% | 115.41%-107.4pp | 102.85%-94.8pp | 148.84%-140.8pp |
| Employer contribution / active EE | $2,970 | $4,647-36.1% | $4,425-32.9% | $4,248-30.1% |
| Participant deferral / active EE | $9,349 | $8,044+16.2% | $7,759+20.5% | $6,531+43.1% |
| Admin fee / account holder | $12,916 | $14,755-12.5% | $13,620-5.2% | $14,480-10.8% |