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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,947 | $77,908-48.7% | $149,696-73.3% | $75,173-46.9% |
| Participation rate | 83.9% | 65.6%+18.3pp | 78.8%+5.1pp | 67.2%+16.7pp |
| Annual return | -47.04% | 31.73%-78.8pp | 134.46%-181.5pp | 160.72%-207.8pp |
| Employer contribution / active EE | $2,847 | $3,138-9.3% | $4,821-40.9% | $2,671+6.6% |
| Participant deferral / active EE | $3,707 | $3,411+8.7% | $5,682-34.8% | $4,126-10.2% |
| Admin fee / account holder | $837 | $5,950-85.9% | $13,212-93.7% | $5,651-85.2% |