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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,430 | $64,719-43.7% | $112,249-67.5% | $68,486-46.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -19.52% | -11.40%-8.1pp | 27.48%-47.0pp | -7.85%-11.7pp |
| Employer contribution / active EE | $4,839 | $2,747+76.2% | $3,636+33.1% | $2,597+86.4% |
| Participant deferral / active EE | $4,924 | $3,565+38.1% | $4,729+4.1% | $4,028+22.2% |
| Admin fee / account holder | $840 | $5,232-83.9% | $6,412-86.9% | $5,404-84.5% |