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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,298 | $73,978-80.7% | $96,515-85.2% | $75,173-81.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 34.61% | 26.72%+7.9pp | 35.73%-1.1pp | 160.72%-126.1pp |
| Employer contribution / active EE | $1,898 | $2,931-35.2% | $3,740-49.2% | $2,671-28.9% |
| Participant deferral / active EE | $3,030 | $3,660-17.2% | $4,880-37.9% | $4,126-26.6% |
| Admin fee / account holder | $1,048 | $5,219-79.9% | $6,735-84.4% | $5,651-81.4% |