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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,305 | $114,119+18.6% | $107,187+26.2% | $138,895-2.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 19.66% | 273.21%-253.5pp | 204.55%-184.9pp | 145.39%-125.7pp |
| Employer contribution / active EE | $6,673 | $4,059+64.4% | $3,782+76.4% | $4,194+59.1% |
| Participant deferral / active EE | $18,010 | $5,538+225.2% | $5,096+253.4% | $6,396+181.6% |
| Admin fee / account holder | $4,973 | $10,024-50.4% | $9,162-45.7% | $12,562-60.4% |