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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,644 | $110,337+3.9% | $102,383+12.0% | $145,877-21.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.09% | 24.83%-10.7pp | 24.94%-10.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $6,148 | $4,216+45.8% | $3,870+58.9% | $4,663+31.8% |
| Participant deferral / active EE | $15,613 | $5,621+177.8% | $5,060+208.6% | $6,691+133.4% |
| Admin fee / account holder | $934 | $9,750-90.4% | $8,391-88.9% | $13,402-93.0% |