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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,305 | $111,535+21.3% | $105,223+28.6% | $137,256-1.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.66% | 237.85%-218.2pp | 180.65%-161.0pp | 220.34%-200.7pp |
| Employer contribution / active EE | $6,673 | $3,939+69.4% | $3,689+80.9% | $4,156+60.6% |
| Participant deferral / active EE | $18,010 | $5,500+227.5% | $5,072+255.1% | $6,407+181.1% |
| Admin fee / account holder | $4,973 | $9,721-48.8% | $8,859-43.9% | $12,270-59.5% |