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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,101 | $59,186+26.9% | $76,768-2.2% | $56,287+33.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 77.0%+23.0pp | 69.9%+30.1pp |
| Annual return | 4.11% | 6.62%-2.5pp | 2.43%+1.7pp | -9.96%+14.1pp |
| Employer contribution / active EE | $6,441 | $1,759+266.2% | $2,485+159.2% | $2,111+205.1% |
| Participant deferral / active EE | $4,599 | $3,255+41.3% | $3,852+19.4% | $3,350+37.3% |
| Admin fee / account holder | $1,025 | $489+109.5% | $6,675-84.7% | $521+96.7% |