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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,248 | $82,674-79.1% | $125,381-86.2% | $68,486-74.8% |
| Participation rate | 72.2% | 75.1%-2.8pp | 82.4%-10.2pp | 67.9%+4.3pp |
| Annual return | -18.43% | -5.97%-12.5pp | 572.31%-590.7pp | -7.85%-10.6pp |
| Employer contribution / active EE | $1,794 | $3,382-47.0% | $4,815-62.8% | $2,597-30.9% |
| Participant deferral / active EE | $4,220 | $6,111-30.9% | $7,448-43.3% | $4,028+4.8% |
| Admin fee / account holder | $6,499 | $6,277+3.5% | $10,007-35.1% | $5,404+20.3% |