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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,587 | $154,228+87.8% | $145,433+99.1% | $137,256+111.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 22.87% | 74.59%-51.7pp | 66.58%-43.7pp | 220.34%-197.5pp |
| Employer contribution / active EE | $16,212 | $4,804+237.5% | $4,554+256.0% | $4,156+290.1% |
| Participant deferral / active EE | $8,696 | $8,216+5.8% | $7,897+10.1% | $6,407+35.7% |
| Admin fee / account holder | $982 | $14,344-93.2% | $13,129-92.5% | $12,270-92.0% |