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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,610 | $92,219-83.1% | $76,767-79.7% | $135,380-88.5% |
| Participation rate | 92.3% | 79.8%+12.5pp | 77.0%+15.3pp | 82.6%+9.7pp |
| Annual return | 10.14% | 5.46%+4.7pp | 2.43%+7.7pp | 519.81%-509.7pp |
| Employer contribution / active EE | $2,216 | $3,216-31.1% | $2,485-10.8% | $4,779-53.6% |
| Participant deferral / active EE | $3,276 | $4,508-27.3% | $3,852-15.0% | $5,609-41.6% |
| Admin fee / account holder | $2,350 | $10,749-78.1% | $6,675-64.8% | $10,828-78.3% |