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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,573 | $83,337+13.5% | $67,834+39.4% | $273,972-65.5% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 5.15% | 259.45%-254.3pp | 138.47%-133.3pp | 41.46%-36.3pp |
| Employer contribution / active EE | $10,444 | $3,287+217.7% | $2,403+334.6% | $4,869+114.5% |
| Participant deferral / active EE | $5,204 | $4,088+27.3% | $3,160+64.7% | $5,287-1.6% |
| Admin fee / account holder | $15,182 | $6,752+124.9% | $4,622+228.5% | $10,133+49.8% |