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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,231 | $78,707-61.6% | $117,861-74.4% | $70,126-56.9% |
| Participation rate | 62.1% | 73.2%-11.1pp | 79.7%-17.6pp | 69.5%-7.5pp |
| Annual return | 15.85% | 23.30%-7.4pp | 335.11%-319.3pp | 73.15%-57.3pp |
| Employer contribution / active EE | $1,542 | $2,223-30.7% | $3,786-59.3% | $2,343-34.2% |
| Participant deferral / active EE | $2,566 | $3,297-22.2% | $4,482-42.8% | $3,332-23.0% |
| Admin fee / account holder | $645 | $5,066-87.3% | $8,021-92.0% | $4,645-86.1% |